BudgetPlan
Morning light on a kitchen bench with a folded bill, car keys, a fuel docket and an open budget notebook

A plan for every dollar.

BudgetPlan connects to your bank, builds your household plan and checks in every week with the next dollar to save.

Built in Australia for Australian households. Free to join. We'll only email you about BudgetPlan.

See where it all went, on one page.

Businesses run on a profit and loss statement. Most households have never seen theirs.

BudgetPlan sorts every transaction into money in, fixed costs and the spending you can change, then shows what's left. It's the discipline of a well-run small business, brought home.

Household P&LSeptember
Money in
$4,820
Fixed costs
−$2,960
Flexible spending
−$1,640
Left over
$220
Example household, one month.
72On track
Safe to spend today
$46
Goal
$4,000 emergency fund by July

Example household.

One number each morning.

Your score runs from 0 to 100 and tells you whether you're on pace for your goal.

  • On track. We show what's safe to spend today.
  • Drifting. We name the category that's pulling you off course.
  • At risk. We give you one clear fix for this week.
A work ute at a suburban service station at dusk, gum trees against the evening sky

Straight answers, with the dollar figure.

BudgetPlanToday, 7:40 am

Fuel is up $38 this month. Two servos within 3 km were 18c a litre cheaper this week. At your usual 55 litres, that's about $10 a fill.

Show me the servosRemind me next fill
Example message.

Every number comes from your own transactions or a named public source, like the NSW Government's FuelCheck prices. When something jumps, you hear about it the same day.

Your fixed costs get a second look.

The bills you set and forget are where the bigger savings hide.

  • Energy

    We compare your plan with every plan published for your postcode by the Australian Energy Regulator, and show the yearly difference.

  • Renewals

    A reminder 30 days before your insurance renews, while there's still time to get other quotes.

  • Subscriptions

    Every recurring charge in one list, including the free trial that quietly turned into $14.99 a month.

Three steps, about five minutes.

  1. Set a goal

    An emergency fund, a house deposit, a debt paid off, or simply making it to pay day with money left.

  2. Connect your bank

    Through Australia's Consumer Data Right. It's read-only: BudgetPlan can see your transactions and can never move your money.

  3. Get your weekly plan

    A score each morning, a check-in each Sunday, and the next saving with its dollar figure.

How BudgetPlan works, in more detail

How we'll handle your money data.

Plain commitments, in writing.

  • Read-only. Access through the Consumer Data Right, which lets us see transactions and nothing more.
  • Kept in Australia. Your data is stored and processed on Australian servers.
  • Never sold. Not to advertisers, lenders or anyone else.
  • Nothing to sell you. We don't sell loans, credit cards or financial products.
A quiet Australian suburban street in late afternoon light, with weatherboard and brick homes

Built with the people who help households every day.

We're working with financial counsellors and community programs so BudgetPlan fits the way they already help people. If your organisation supports households with money, we'd like to hear from you.

Partner with us

Be first in line.

We're opening to a small group of Australian households first. Join the waitlist and we'll tell you when your spot is ready.